Church Giving Software with Mobile Money Integration
In Ghana, Mobile Money isn't just an alternative payment method — it's how the majority of people transact daily. Yet most church management software still assumes your members pay by credit card or bank transfer. Shepherd integrates directly with MTN MoMo, Telecel Cash, and AirtelTigo Money, so your congregation can tithe, give offerings, and fulfill pledges the way they already pay for everything else.
Giving This Month
GH₵ 34,250
Mobile Money Giving — How It Works
Your members don't need to download an app or create an account. They just approve a payment prompt on their phone.
1. Member Initiates
Via WhatsApp, the church website, or a USSD shortcode, the member enters their giving amount and selects a giving category (tithe, offering, pledge, building fund, missions, etc.).
2. MoMo Prompt
A payment prompt is sent directly to the member's phone via their Mobile Money provider — MTN MoMo, Telecel Cash, or AirtelTigo Money. They approve with their PIN.
3. Instant Recording
The transaction is instantly recorded in Shepherd, linked to the member's profile, categorized correctly, and reflected in your financial reports. No manual data entry needed.
Complete Church Financial Management
MTN MoMo, Telecel Cash & AirtelTigo
Shepherd supports all three major Mobile Money providers in Ghana. Members give using whichever network they're already on — no friction, no barriers. For churches in Nigeria and other African countries, we're expanding to support M-Pesa, Airtel Money, and other local payment methods. The goal is simple: meet your members where they already are financially.
Pledge Management
Running a building fund campaign? Launching a missions initiative? Shepherd lets you create pledge campaigns, track individual commitments, and send gentle reminders as deadlines approach. Members can see their own pledge progress, and finance teams get a real-time view of total pledged versus total received. Generate pledge fulfilment reports for your church board.
Giving Statements
At the end of each quarter or year, members need to know what they've given. Shepherd generates professional giving statements that members can access themselves through the member portal. For tax purposes in jurisdictions that allow it, these statements serve as official receipts. Statements can be sent automatically via email or WhatsApp — no more printing and distributing paper receipts.
Financial Reports & Analytics
Shepherd provides comprehensive financial reporting for church leadership. Track giving trends over time, compare month-over-month and year-over-year performance, see giving by category, and identify your top givers (or more importantly, members who have stopped giving). Reports can be filtered by date range, giving category, service, or member group. Export to PDF or Excel for your accountant or denominational headquarters.
Multiple Giving Categories
Churches receive funds for many purposes — tithe, general offering, thanksgiving offering, first fruit, building fund, missions, welfare, and more. Shepherd lets you create unlimited giving categories so every cedi is accounted for correctly. Members choose their category when giving, and reports break down income by category automatically.
Cash & Cheque Recording
Not all giving is digital. Shepherd makes it easy to record cash offerings collected during service, cheque deposits, and bank transfers. Ushers or finance team members can quickly enter physical giving amounts and assign them to the correct member and category. This ensures your financial records are complete, whether the giving came through Mobile Money or the offering basket.
Why Churches Choose Shepherd for Giving & Finance
Accept Mobile Money from MTN MoMo, Telecel Cash, and AirtelTigo — the way Ghanaians already pay
Eliminate the risks of handling large amounts of cash after service
Members can give from anywhere — home, work, or travelling — not just during service
Automatic categorization means no more manual sorting of tithe vs offering vs building fund
Real-time financial dashboard shows church leadership exactly where finances stand
Giving statements generated automatically — save hours of manual work each quarter
Secure, auditable records that satisfy both your church board and denominational requirements